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Live on Stacks Testnet

Borrow more.
Lock less.

AlignBTC reads your on-chain Stacks history and returns an AI trust score (0–100) — so a stronger wallet unlocks under-collateralised loans on Bitcoin DeFi.

Get your scoreHow it works

AI Trust Score

We turn your transaction history, Stacking participation, and stablecoin usage into a single 0–100 creditworthiness score — the credit signal Bitcoin DeFi never had.

Lower collateral

A higher score cuts what you must lock — from 150% down to 120%, or just 100% for prime wallets. Capital efficiency on Bitcoin.

No KYC. On-chain.

Your score is computed only from public Stacks activity — auditable, permissionless, and never tied to off-chain identity.

Enforced on-chain

Your collateral tier isn't a promise — it's priced by a Clarity escrow contract live on Stacks testnet.

View the contract
(define-read-only (get-collateral-ratio
    (trust-score uint))
  (if (> trust-score u70)
    u100   ;; prime
    (if (>= trust-score u40)
      u120   ;; standard
      u150)));; subprime